Money sorted

What is it

A tailored, simple (but not basic) financial plan you can implement with confidence.

 

Think of it like your very own "Barefoot Investor" that you've coauthored with an expert.  

What's included

Cash flow 

Budget creation

and guardrails

Bank account structure and products

Cash flow

direction advice

Budget and accountability  tools

Investment

Appropriate asset mix

Optimal

structure

Asset class + product %'s

Monitoring

guidance and

tools

Superannuation

Appropriate asset mix

Optimal

super fund + investment option

Contribution advice

Insurance consideration

Debt (if needed)

Repayment plan 

Alternative options

Prioritise order 

of debts

Optimal

structure

Property

Identify your property options

Map out path to first/next property

Optimal 

structure

Guidance on

property fundamentals

Insurance

Cover types required

Level of cover required

Optimal

structure and products

Implementation

and monitoring guidance

Tax

Tax deduction guidance

Optimal

structure of

income and assets

Optimal structure of debt

Guidance on

current and

future capital

gains tax

Estate

Super

nomination/s

Identify your estate assets and issues

Insurance and

tax consequences

Refer to external legal expert

The process

1

You provide your info via a questionnaire.

2

You provide your documents via a shared cloud drive created and get access to an app to seamlessly communicate.

3

60-minute meeting discussing your situation and plans in detail.

4

45-minute meeting to brainstorm my initial research, your options and start building your plan together.

Today

2 days

3 days

4 days

5

8

:)

7

30-minute accountability meeting to ensure the plan has been implemented and that you're getting the desired results.

6

30-minute meeting to answer any additional questions, discuss your next steps and give guidance so you can confidently implement your plan.

5

Your tailored plan presentation with detail on the plan, reasoning, alternate options and education to ensure you 100% understand your plan. 

Forever?

30 days

3 days

The cost

$1,500 per person with $300 paid upfront (when you book the initial meeting below) and the remaining $1,200 is to be paid following step 3 (unless you choose not to progress any further).

 

I stress as well the above does not include insurance policy implementation if required. I hate it, but there are many insurance companies that only offer their products via financial advisers or brokers and pay a commission to them. If the appropriate product is one of these, you can get in touch with one of these companies to implement the unbiased advice for you. Alternatively, if it makes financial sense, I can implement the policy for you for $1,500 and tell the insurer not to pay me a commission, resulting in a premium discount of ~25-30% (depending on the insurer). Why? Sometimes there might not be an insurance or specific insurance product need e.g. insurance within your super fund is appropriate, so I separate the services to ensure you don't pay for something you don't need. Any other financial advisers sussing my site out, please get in touch if you'd like insurance implementation work so long as you don't accept a commission and your service is good value for my customers :)

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Kyle Frost is a Director and Authorised Representative of Indie Advice Pty Ltd (AFSL# 511786)

Any financy info on this site is general in nature, of course doesn't consider your circumstances and may not include details that could be significant to your particular circumstances. Seek personal advice (I would say that, but from anyone ;)) if you're not confident before making a decision. 

 

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